Small Farm & Smallholders Insurance

Instant Online Cover

Our policy is specifically designed to protect small farms and smallholders and is available for enterprises up to 100 acres.

Standard Cover includes:

  • Enhanced contingencies :
    • Storm, Flood, Theft, Fatal Injury to Livestock off the Premises and in Transit, Dog Worrying, Liability at Shows
  • £5,000,000 Public/Products Liability
  • £1,000,000 Environmental Liability
  • Material Damage cover for Farm Buildings, Machinery & Tools, Produce & Deadstock, Livestock, Riding Tack, Glasshouses, Working Dogs
  • A built-in No Claims Discount

Three levels of core cover plus options to: 

  • Add Buildings and Contents for Private Dwelling Houses
  • Add Commercial Legal Expenses
  • Increase Public Liability Limit of Indemnity to £10,000,000

This policy caters uniquely for Smallholders and Small Farms. It offers protection for activities that most of these businesses and lifestyles undertake. The policy will cover the following use of land:

  • Arable, hay, straw, cereal and other crop farming
  • Livestock farming and ownership (including alpaca, llama, beef, sheep, pig, poultry, goats etc)
  • Animal Husbandry
  • Farmers Markets
  • Bed & Breakfast accommodation for up to 6 guests
  • Caravan or Tenting accommodation
  • DIY livery stables for up to 4 (or 6) liveries
  • Employees wages not exceeding £5,000 (or £7,500) per annum
  • Turnover not exceeding £50,000 (or £75,000) per annum
  • Land with farm buildings for farming purposes
  • Land can often include adjacent living quarters for the smallholder

Brokers, obtain an instant online quote now. 

Not a current broker with LBU? Discover our comprehensive Small Farm and Small Holding Insurance policy at Farm & General or email us today!