Small Farm & Smallholders Insurance

Instant Online Cover

Our policy is specifically designed to protect and meet the needs of a range of smallholdings and small farms.

In partnership with Aviva and XL Catlin we are pleased to offer 3 levels of package cover with built-in No Claims Discounts: 

 

Silver Gold Platinum
Farm buildings - includes theft, storm & flood £45,000 £150,000 £250,000
Produce & deadstock £5,000 £10,000 £10,000
Diesel £1,000 £1,000 £1,000
Machinery £10,000 £15,000 £25,000
Fences/gates/hedges £5,000 £5,000 £5,000
Riding tack £750 £1,500 £1,500
Glasshouses £1,500 £1,500 £1,500
Exhibitions, shows & markets, incl. transit £5,000 £5,000 £5,000
Livestock* £25,000 £50,000 £100,000
Working dogs £1,000 £1,000 £1,000
Employers liability £10,000,000 £10,000,000 £10,000,000
Public & products liability £5m
Option for £10m
£5m
Option for £10m
£5m
Option for £10m
Environmental liability £1m £1m £1m
Commercial legal expenses Option to add £100,000 Option to add £100,000 Option to add £100,000
Home & contents** Option to add Option to add Option to add


* Livestock cover up to £10,000 any one animal. Includes transit, straying and dog worrying (Platinum max £50,000 transit).
** Client's adjacent Private Dwelling House for Buildings and/or Contents with Liability, Personal Belongings and £50,000 Family Legal Protection

Conditions for eligibility:
  • Enterprises with up to 100 acres
  • Turnover up to £50,000 and wages £5,000 per annum (Platinum £75,000 / £7,500)
These cover options are aimed at:
  • Land with farm buildings used by the client or their tenants for farming purposes and, if required, the adjacent living quarters of the smallholder
  • Arable, hay, straw, cereal and other crop farming
  • Livestock farming and ownership (including beef, sheep, pig, poultry, goats, etc.)
  • Animal husbandry
  • Farmers markets
  • Can include B&B/holiday accommodation (up to 6 guests)
  • Caravan or tenting accommodation
  • Can include DIY livery up to 4 horses (Platinum 6)
  • Other minor diversifications by referral 

Brokers, obtain an instant online quote now.

Not a current broker with LBU? Discover our comprehensive Small Farm and Small Holding Insurance policy at Farm & General or email us today.