Springtime on the Farm: Mitigating Risks and Protecting Your Clients with LBU

Spring brings new life to farms but also increases risks. At Land Based Underwriters, we understand the unique challenges the farming business face during this season, including:

  • Slip and falls: Wet conditions create slippery surfaces, threatening farm workers, members of the public, and delivery personnel. Even minor slips can lead to injuries and costly legal claims.
  • Livestock vulnerability: Newborn lambs and other animals are susceptible to attacks from dogs or predators, which can cause emotional distress and financial loss.
  • Chemical exposure: Accidental spills of herbicides, pesticides, and fertilisers can harm human health, damage the environment, and result in unwanted legal expenses. Discover more about environmental farm insurance here.

LBU's Policies in Partnership with Aviva and XL Catlin Meets the Needs Of Small Farms And Smallholding Insurance.

  • Public liability cover: Protects against legal costs and compensation claims arising from accidents or injuries on the farm.
  • Livestock cover: Provides financial protection in case of animal deaths due to attacks, diseases, or other insured events.
  • Farm buildings and contents cover: Insures farm structures and equipment against damage from fire, theft, or weather events.
  • Optional extras: Enhance your clients' farm cover with add-ons like employers' liability, personal accident, and business interruption insurance.

At Land Based Underwriters, we are pleased to offer 3 levels of package cover with built-in no-claims discounts. Instant online cover is available for small farms and smallholding insurance.

By partnering with LBU, you can empower your farm clients to:

  • Prioritise safety: Implement preventative measures to reduce slip-and-fall hazards and safeguard animal well-being, such as signage, clearing debris and clutter, and using mats or grates in areas prone to getting wet.
  • Operate confidently: With the knowledge of proper farm public liability insurance protection in place, farmers are able to focus on their work without worrying about financial risks.
  • Minimise downtime: LBU's efficient claims handling ensures prompt settlements to get your clients back on track quickly after an incident.

Farm insurance brokers, receive an instant online quote or contact us today to discuss our comprehensive small farm insurance solutions and help your clients navigate the spring season with peace of mind.